Integrated Financial Advice For YOUR Needs
Helping individuals age 50+ build a highly secure future on a reliable financial cornerstone.
Our Client- Centered Approach
Using our Retirement Planning Blueprint, we align our elite wealth management and retirement planning services with your vision, giving you the freedom to fully enjoy your retirement.
Our mission: to help ensure your financial foundation remains strong for generations to come.
Integrated Asset Management and Financial Services for Every Stage of Your Journey
Designing Your Future Blueprint
We map out a blueprint for your post-work years so you can step into the future with confidence. By analyzing your personal finance goals, we construct a reliable strategy to fund your ideal lifestyle, ensuring your financial foundation is strong enough to last a lifetime.
Protecting Wealth for Generations
Your legacy stands as the ultimate test of your family’s lasting financial security. We can help you draft a clear blueprint to transfer your wealth smoothly and protect your beneficiaries from unnecessary burdens.
Professional Portfolio Strategy
A well-designed portfolio is the engine that powers your financial blueprint. We provide experienced asset management to help ensure your investments match your specific risk tolerance and timeline.
Maximizing What You Keep
Keeping more of your hard-earned money is a critical piece of your overall financial blueprint. We integrate tax-efficient strategies into your plan to minimize liabilities and boost your bottom line.
The Cornerstone of Long-Term Growth
Growing your assets requires a steady hand to weather any market condition. Our comprehensive wealth management approach aligns your daily finances with your biggest life goals, creating a structured framework to protect your money and keep you on track for success.
Frequently Asked Questions
We use a three-phase approach designed to give you control at every step. You’re never locked in, and you can stop at any phase without obligation.
- Phase I: Retirement Strategy Call (No Cost) A complimentary 30-minute call to understand your situation, explore what’s working and what’s missing and see if there are real opportunities to optimize your retirement plan. We will provide any high-level thoughts and advice that we can on this call.
- Phase II: IntegratedRetirement Plan (One-Time Flat Fee Between $1,000 and $5,000). If you’d like to move forward, we will build a comprehensive Integrated Retirement Plan covering Social Security optimization, tax planning, retirement income strategies, health care, and estate planning. The fee is tailored to the complexity of your Financial Planning needs. You pay 50% upfront and 50% upon completion. If you’re not completely satisfied with the value we’ve provided, we’ll refund 100% of your Phase II fee.
- Phase III: Ongoing Retirement Planning (Fee Based on Assets Under Management, Which Is .95% on Assets Over $500,000 and 1.25% on Assets Under $500,000). Many clients choose to continue working with us for ongoing support. In this phase, we provide continuous guidance, implementation assistance, regular reviews and access to our team of CFP® professionals, a CPA, an EA and an estate attorney whenever questions arise. The fee is based on the assets we manage on your behalf.
We recommend that you begin serious retirement planning about 10 to 15 years before you plan to stop working. At this stage, the choices you make about Social Security, taxes, investments and income strategies can have the largest impact on your long-term financial security.
We build a tailored retirement income strategy to determine whether your savings will last throughout your retirement. When creating this strategy, our financial professionals evaluate several key factors:
- Current savings and investments
- Expected retirement income
- Social Security benefits
- Tax implications
- Health care costs
- Longevity planning
We often see that running out of money due to longevity, inflation and market volatility is a primary risk that retirees face. Many retirees also underestimate how long they will live or how inflation can impact their purchasing power over time. Our team will help you plan for these exact challenges.
Absolutely not. Many clients work with us just for Phases I and II — they get their complimentary strategy call and comprehensive integrated retirement plan and implement it on their own. Others prefer ongoing support through Phase III. The choice is entirely yours, and completing one phase doesn’t obligate you to continue to the next.
Your Best Life Starts on a Solid Cornerstone
A solid plan serves as the true foundation for a life well-lived. Our experienced team can help you create a plan that allows you to focus on what matters most to you and your family.
